Finqu Partner App Terms

Last Updated: February 16, 2026

By developing, publishing, or distributing applications (“Apps”) on the Finqu platform, you (“Partner”, “You”) agree to be bound by these Partner App Terms. These terms govern your relationship with Finqu and the Merchants who use your Apps.

1. Definitions & Scope

These terms apply to all Apps created on the Finqu Platform, categorized as follows:

Draft Apps: Apps in development, not submitted for review or accessible to Merchants.
Private Apps: Apps created for specific Merchants, shareable via direct installation links, and not listed in the Finqu App Store.
Public Apps: Apps submitted to, reviewed by, and listed in the Finqu App Store for general discovery by Merchants.

By submitting an App for review or enabling a Merchant to install your App, you agree to these terms.

2. General App Requirements (All Apps)

All published Apps (Private and Public) must adhere to the following standards:

2.1 Functionality & Stability

Core Utility: The App must perform the functions described in its documentation and user interface.
Reliability: You must maintain reasonable uptime and responsiveness. Apps that consistently error out or degrade the Finqu platform performance may be suspended.
Prohibited Activities: Apps must not introduce viruses, worms, malware, or utilize the platform for illegal activities, spam, or unauthorized data mining.

2.2 Data Privacy & Security

Data Protection: You represent that you will comply with all applicable data privacy laws (e.g., GDPR, CCPA). You are solely responsible for the Merchant and Customer data you access.
Purpose Limitation: You may only use Merchant data to provide the App’s functionality. You may not sell, rent, or trade Merchant or Customer data to third parties.
Security Breaches: You must notify Finqu immediately (within 24 hours) upon discovering any actual or suspected unauthorized access to Merchant data.

2.3 Intellectual Property

Your IP: You retain ownership of your App and your code. You grant Finqu a limited, non-exclusive license to use your App’s name, logo, and screenshots for marketing and directory listing purposes.
Finqu IP: You acknowledge that Finqu owns the platform, API, and associated trademarks. You may not use Finqu’s trademarks in a way that suggests endorsement without written permission.

3. App Discontinuation & Sunset Policy

To protect Merchants who rely on your software to run their businesses, you must strictly adhere to the following Removal Period if you choose to discontinue an App.

3.1 Notice & Removal Period

3-Month Minimum: You must provide Finqu and all active users at least three (3) months’ written notice before discontinuing support or rendering the App non-functional.
Removable State: During this notice period, the App must remain in a “removable state,” allowing Merchants to export their data and transition to alternative solutions.

3.2 Support Obligations During Removal

During the 3-month removal period, you must:

Maintain Functionality: Ensure the App remains fully functional for existing installs.
Critical Support: Respond to critical bugs and support tickets.
API Integrity: Do not remove required API scopes, OAuth tokens, or break existing integrations.
Communication: Clearly communicate the sunset date to Merchants (e.g., via in-app banner or email).

Exception: Finqu reserves the right to remove an App immediately without notice if the App poses a security risk, violates the law, or breaches Section 2.1 (Prohibited Activities).

4. Public App Specific Terms

If you choose to list your App as Public in the Finqu App Listings, the following additional terms apply:

4.1 Listing Content & Accuracy

Truth in Advertising: All listing assets (title, icon, short description, long description, screenshots) must accurately reflect the App’s current functionality. Misleading claims, “placeholder” text, or keyword stuffing are prohibited.
Required Disclosures: Your listing must include valid links to your:
- Privacy Policy
- Terms of Service
- Customer Support channels
Maintenance: You must update your listing within 30 days if your App’s features change significantly.

4.2 Review & Quality Assurance

Review Rights: Finqu reserves the right to review, test, and reject Apps at its sole discretion based on design, content, or technical criteria.
Re-Review: Finqu may audit installed Public Apps periodically to ensure continued compliance.

4.3 Reviews and Ratings

No Manipulation: You may not attempt to manipulate the Finqu App Store ranking or review system. This includes, but is not limited to, soliciting fake reviews, offering incentives for positive reviews, or posting negative reviews on competitor Apps.

5. Fees, Payments, and Revenue

Finqu offers a partner-first revenue model. You retain 100% of the App Revenue generated by your App, subject only to the deductions outlined below. Finqu does not charge a platform commission or revenue share fee on App sales.

5.2 Mandatory Deductions

While Finqu does not take a commission, the following costs will be deducted from your payout:

Payment Processing Costs: Direct costs associated with processing the transaction (e.g., credit card fees, payment gateway charges, currency conversion fees).
Taxes: Any applicable sales tax, VAT, or GST that Finqu is required by law to collect and remit on your behalf.
Refunds & Chargebacks: If a Merchant is refunded or issues a chargeback, the full amount plus any associated dispute fees will be deducted from your account balance.

5.3 Billing API Usage

To ensure security and a unified experience for Merchants, all recurring charges, one-time fees, or usage-based charges for your App must be processed through the Finqu Billing API. You may not use external payment processors to bill Merchants for App usage unless granted a specific written exemption by Finqu.

5.4 Payouts

Revenue is calculated based on the actual amounts collected. Payouts will be remitted to your designated bank account or payment method in accordance with the payout schedule defined in the Partner Dashboard. You are solely responsible for reporting and paying any income taxes applicable to your earnings in your local jurisdiction.

6. Liability and Indemnification

6.1 Indemnification

You agree to indemnify, defend, and hold harmless Finqu, its affiliates, and their respective officers and employees from any claims, damages, liabilities, and expenses (including legal fees) arising from:

Your breach of these Terms.
Your App’s violation of any third-party intellectual property rights.
Your gross negligence or misuse of Merchant Data.

6.2 Limitation of Liability

To the maximum extent permitted by law, Finqu shall not be liable for any direct, indirect, incidental, special, or consequential damages (including loss of revenue or data) arising out of your use of the Finqu Platform or inability to publish your App.

7. Termination

Finqu may terminate your account and remove your Apps at any time if:

You breach these Terms.
Your App poses a security or privacy risk.
You engage in fraudulent or illegal activity.

Upon termination, your right to use the Finqu APIs and Partner Dashboard will cease immediately.